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TERMS AND CONDITIONS: This Gift Card once activated is redeemable for merchandise at Take Note or Paper Plus stores. It can be redeemed in whole or for part of a purchase. The amount must be spent in full by date of expiry (being two years from date of issue). This Gift card cannot be reloaded, returned, exchanged for cash, cancelled or replaced if lost, stolen or damaged. No change will be given. No refund, credit or cash will be given for any unused amount. This Gift Card cannot be used for Account payments, purchasing prepaid postal items, stamps, Kiwibank products, Lotto, phone cards, newspaper and any other agency products or services.